If you are concerned about your credit rating and worried you may be declined for a credit catalogue, then you have found the right place. This website is dedicated to helping people with bad credit get approval with a range of bad credit catalogue companies who offer a range of items from men and women’s fashion, electrical appliances, electronics, gifts, home and garden items and much more.
Listed below are 10 UK catalogue companies who can usually help you get credit – even if you have been refused before in the past. Stop worrying about your credit and start shopping today using our list of recommend retailers.
1) Brighthouse – Highest Acceptance Rate
BrightHouse is the only place you need to go to meet all of your needs around the house. No matter what you need, be it computers, bedding, furniture, home audio and video equipment, and much more, you can find it at BrightHouse. They sell all of the most popular brands, including Hoover, Samsung, Microsoft, BlackBerry, and many more. Whatever you need for your home, you can find it in the BrightHouse catalogue, and all for very low prices. Even if you aren’t sure where you want to buy your things from, it’s best to have a look at BrightHouse, because it might be exactly what you needed.
Deliveries, Returns and Credit Options BrightHouse Provides
Although the BrightHouse delivery service is available all week days, weekends included, it is possible that your area isn’t covered. If this is your case, you should know that thanks to its fast expansion, BrightHouse may come to your area pretty soon, therefore it’s best to stay tuned and watch their website for new locations.
When you buy anything from BrightHouse, don’t forget to ask their staff about the returns policy, as it is not published anywhere on their website. It’s always good to know what you need to do in case you don’t get exactly what you expected. Most probably you won’t have to worry about such things, because sales representatives are well-trained and ready to provide you all information you need for your peace of mind.
BrightHouse is a great option for those of you who think about getting a rent-to-own place. Not only they can give you offers on the spot, they can also give you a credit line. The application is done online and as soon as you get a positive answer, you can pick whatever items you want from their store. All these things will be shipped to your house in as little as one week from placing the order. You can really have everything ready for moving in without having to worry about any cumbersome details. Just make sure you meet all needed requirements for getting approved.
Short History of BrightHouse
BrightHouse is the biggest rent-to-own catalogue within the UK. They offer their clients state-of-the-art household appliances and goods from the best brands available on the market, at affordable monthly payment plans. BrightHouse currently operates a network of more than 280 stores and they are in a continuous process of expansion. They serve more than 250,000 households all over the UK and they are growing at a steady pace.
Jacamo has provided men such as yourself with the top fashions for years. Do you want to save a little cash? Well if you visit their website right now you will notice that they are having an end of season sale. The products you will find on the site right now might be as much as 60% off in price. You can find other neat gift for men besides fashion on this wonderful site. We also offer many other things for sale such as electronic gifts. You will also be able to find some of the top brand names in clothes when you search this awesome retailer.
Jacamo offers plenty of delivery and return services for its costumers.
You may notice that your delivery has reached your house quite early when shopping with Jacamo. You may even find your stuff at your house with in 24 hours. Sometimes when you by larger items it will take a bit longer. It might even take up to ten days in some cases. They have a delivery chart which will explain this to you in further detail.
Jacamo always accepts returned unopened items if you decide that you don’t want them anymore. You may not return personalized items that you have purchased for them or perishable items. Also the return must take place within seven days.
Jacamo also has the option for you to pay with credit if you are approved. It varies how much credit they will allow you to use. Don’t worry though, It should be at least a 100 pounds if they approve you. You will probably expect to see a minimum pay out each month of five pounds. You should make these payments each month or they will give you something to worry about. You can bargain with them once you start making your payments on time. They may even go a little lower then five dollars.
Do you want to know a little bit about the store?
Jacamo is on the top of the United kingdoms favorite ordering websites. It’s part of the N Brown group which is a prized collection of all your favorite home shopping websites. Jacamo is usually used by people over thirty years of age and was founded by a man named JD William. The magazine has been around for over a 100 years and has sense grown a lot. So make sure that you check it out if you are looking for a good bargain.
3) Simply Be
If you are a plus-sized woman, you are familiar with the frustration of seeking fashionable, comfortable, well made clothing that suits your needs and helps you express your true self. Now, thanks to the all new plus-sized woman’s catalog, Simply Be, you can end your frustration and enjoy shopping for beautiful clothes.
Simply Be offers a huge assortment of gorgeous everyday wear, formal wear, swimwear, sports wear, lingerie, footwear and accessories for the abundant woman. You will find top fashion brands such as Joe Brown, Grazia, Anna Scholz, Gok Wan and more for a complete, up-to-date selection.
In addition to top fashion items for the elegant plus-sized woman, Simply Be also offers beauty items, gift items, kitchen-ware, dÈcor, textiles, electronics and more. For your further convenience, a generous credit plan is available to shoppers over the age of 18.
Simply Be’s Excellent Credit Plan
Simply open your own personal account by at Simply Be by providing verifiable contact information including your current physical address. Once confirmed, you can begin enjoying this convenient and easy credit plan. Check your online statement to keep track of your purchases, make payments and more. This credit plan is established on a monthly cycle with payments due by the last day of each month.
If you prefer revolving credit, this can be arranged. The interest rate for this arrangement is 39.9%, and you must pay at least 1/12 of the cost of your balance or a minimum payment of £5. Therefore, if you were to purchase an item costing £500, your minimum monthly payment would be £51 a month for a full year. With these low monthly payments, you will be able to manage your money better and get more value for your pound.
The wide and attractive selection, excellent prices and easy installment plan make it easy for shoppers to get maximum value along with unparalleled convenience. Why not visit us today, open your own account and Simply Be?
4) Fashion World
Fashion World is an online store that provides customers the option to purchase popular brands such as Blue Wahoo, Nica, Joe Browns, Viva La Diva and Beach to Beach. If you have never shopped at Fashion World you can take advantage of getting a 10% discount on your fist order.
Fashion World has ongoing sales on offer to all their customers you will just need to navigate the site in order to take advantage of specials. At the end of the summer and winter seasons they hold sales on end of range items and you will be able to find certain items that have been reduced by up to 60%.
At Fashion World you can shop for all sorts of different items for your home or if you are looking for gift ideas to buy for your family and friends. The wide selection of items ensures that you will find something to your liking.
Deliveries, Returns and Credit Options
Fashion World is an online store that will let you shop today and have your items delivered to your doorstep the very next day. You have the option to return items within 14 days of your purchase as long as the price tag are still attached to the item you return.
If you would prefer to buy on credit you can apply for a personal account online, once you have registered you will receive a message to say if your account is approved. The approval process is simple and fast and you should have an answer within a couple of minutes.
Once your credit is approved you will be able to shop for items online and pay back at a later stage. It is important that you pay the instalments due on your account every month to ensure that you do not fall into arrears.
History on Fashion World
Fashion World is an affiliate company from JD Williams, over the years the JD Williams brand has become renowned throughout the United Kingdom. This company has been offering its customers an affordable price on high fashion items. You are able to find fashion items at a fraction of the cost.
To date the JD Williams companies now have over two million shoppers that shop at their online stores. The brand has continued to grow successfully year after year. Fashion World and other affiliate companies have on average 4000 employers working for the brand.
5) JD Williams
JD Williams is best known for it’s helpfulness and his ability to make people look and feel fabulous. You will find that this is pretty much a one stop catalogue. They sell everything from clothes and shoes all the way to your favorite beauty products. You can even find items for your home and the latest electronics. They often feature the best and most well known brands out there. All of these brands are brow-sable on there website. You will find one that you like as they offer many of them.
The return policy at this shop is not to complicated. They give you two weeks to return an item if you decide that you do not want it any more. You need to make sure that the item is not damaged in anyway. You also need to understand that some of the items are not returnable.
They give there qualified customers the option of paying with credit. This is great when you need an item but decide that you can not afford to pay for it all at once. You may be denied credit however if they decide that you are not qualified for it. Once you establish credit on this site you will receive a personal online account for this store. You will be able to access it anytime you want and can order freely from it.
Do you want to know a little history about JD Willaims? Well here it goes!
JD Williams was created over a 100 years ago by James David Williams. They reached fame because they offered fashionable yet not to pricey clothing through there catalogue in the united kingdom. Their reputation built up a lot during the 1900′s when people started to realize what a great service that they have. They are growing today more rapidly then ever before and are one of the most popular catalogues that you can find in the untied kingdom. They also employ a lot of the united kingdom as well. They seem to have well over 4,000 hard working men and women making sure that your items are shipped out on time. Not to mention to 2 million loyal costumers that use them. That’s over two percent of the entire UK.
They know how to keep customers happy and they will not fail with you. Make sure you use them for all of your shopping needs this season. They are going to get you what you need fast!
Most customers favor Julipa as their personal department store. This department store has various items for sale: clothes for men and women, electrical items, gift items and many more including their catalogs. Julipa’s website lists some of the top brands in the world such as Sloggi, Playtex, Allice Collins and Toe to Toe.
Delivery, Returns, and Credit Options
The Julipa department store is famous for their on time delivery. Customers will receive their orders as soon as they place the orders through the website and in most cases it would be as early as the following day. The return procedure is well streamlined. Customers will have 14 days to refund any product that they are unsatisfied with and will get a full refund for the same.
The department store has a special credit facility for those of you, who prefer to shop on credit basis. The store will allow their members, who are approved and registered with them to maintain a personal account with the department store. After you open this account, you can buy anything you want from Julipa and pay them within a mutually agreed time period. There are two requirements that anyone should fulfill to open an account with Julipa , in order to get this credit facility. The first being, you should be over 18 years of age and the second is being a resident of the United Kingdom. If you fulfill both these requirements, you can apply for an account. Remember that all who applies will not be approved. They will screen your financial status before granting approval. Once you are approved and you purchase anything from Julipa, make sure to pay your dues before the agreed time period and not to delay the payments. Your personal account is accessible around the clock and you should maintain a good credit score with Julipa, in order to enjoy further benefits in the future.
Short History of Julipa
The Julipa department store is based in the United Kingdom and is a branch of the famous JD Williams. The company was founded in 1875 by James David Williams. By the early 20th century Julipa had already made a name for herself as a fashionable department store, which is reasonably priced. Today, Julipa is really successful as a direct home shopping store in the United Kingdom, which has more than two million loyal customers and over 4000 employees.
If you love receiving fashion catalogues in the mail as much as I do, the Marisota catalogue is one you will not want to miss. It is full of attractive, trendy fashions and offers the convenient option of easy monthly payments. It also has accessories galore, including scarves, belts, jewelry and such, as well as beautiful footwear and lingerie. There is something for everybody in all the latest styles! What is more, it branches on beyond clothing to fashion for the home, offering home decor and even electronics and appliances.
Personal Account at Marisota
You can set up your own personal credit account with Marisota. That way, they will keep track of your shopping and orders and bill you an easy monthly charge based on your personal shopping activity. They will send you an easy to read monthly statement reflecting all of your recent activity, your pay monthly charge and the remaining balance that you owe. All it takes is confirmation from you that you are over the age of 18 and have a valid address.
How Pay Monthly Works
Once you have established your personal account with Marisota, you can arrange to participate in their easy pay monthly option. That way you can purchase items whenever you want and pay their minimum monthly payment. This minimum is either one-twelfth the cost price or £5, plus an interest charge. So as long as you pay your bill on time, all you will owe is the pay monthly charge plus interest. For late payments there is an additional charge of £2.83. So, for instance, if you purchase an item costing £450 and desire to pay it over 12 months. Your monthly payment will be slightly higher than £45 per month. This, in turn, will free up your hard-earned money to use on other expenses. It makes shopping convenient and affordable.
8) Premier Man
Premier Man offers a little something for everyone. The catalogue contains a myriad of clothing options, including jeans, t-shirts, coats and suits, and it also has a selection of electronics as well. Potential buyers will find video games, e-Readers, cellular devices and even audio-visual equipment available for purchase. Shoes, sportswear, pajamas and even furniture are listed, too. Even though the catalogue is geared toward men, there are items that will be of interest to women. In addition, one of the benefits of Premier Man is the fact that users can shop over the course of a month and then pay for all the purchases at one time.
Premier Man Personal account
When users set up an account with Premier Man, they are able to shop using credit, and they are also eligible for special deals and discounts. Over the course of the month, anything you purchase will be noted in your account. At the close of the period, a statement is released that details how much you spent and what you still owe. However, it is important to note that anyone opening an account with Premier Man must submit their address, and they must be over the age of 18.
After receiving your statement, it is up to you whether you pay the amount in full or whether you decide to pay in monthly installments. It is possible to make payments over the course of the year, which means that you can buy what you need and pay for it a little at a time. As a result, you are able to afford things that you might not have been able to afford otherwise. Your balance is subject to a 39.9 percent variable APR. In addition, you must pay at least £5, or 1/12th the value of the item, each month.
9) Ambrose Wilson
When you shop and Ambrose Wilson you will be able to find various items ranging from clothes and shoes and items that you may need in your home. At Ambrose Wilson you will find popular brands such as Ava, Lazy Lou, Joanna Hope, Toe to Toe and various other brand names.
Ambrose Wilson is now having a sale on their end of year stock and you can save up to 60% on selected items. Some of these items will include plus sized items such as dresses and jeans wear.
Ambrose Wilson Provides its Customers with the Following Options:
- You can order the items you like online and get them delivered to your home, their fast delivery policy can ensure you receive your items in less than 24 hours.
- You are able to return items to the store as long as you make sure it is within 14 days.
-If you have ordered your items online and would like to return them you can make use returning the items through postage
Ambrose Wilson offers customers the option of buying on credit. In order to apply for credit you will need to be over the age of 18. An important additional requirement will be that you will need to be a UK resident. If your account is approved with the store it is important that you pay your monthly instalments on time to avoid suspension of the account.
History on Ambrose Wilson
Ambrose Wilson originates from James David Williams back in 1875. The store was well known for offering their customers fashionable high quality clothing at a price they could afford. James David Williams was known to be one of the first people to make use of the parcel post system in the United Kingdom. Ambrose Wilson is an affiliate company of the well known JD Williams and Company limited who are still a leading company for home shopping in the UK.
The brand and the stores for Ambrose Wilson have successfully grown over the years and now have over two million customers that shop at their stores or online. This growth has helped them to become a top online home shopping store and shipping option based in the United Kingdom.
Ambrose Wilson has more than 4000 employees that currently work for their stores and their continued success has helped this popular store grow to new heights year after year.
10) Fifty Plus
If you’re looking for top quality clothing that works well with your life style, Fifty Plus is your answer. Featuring brand name clothing as well as gifts, electronics and beauty items, they have something for everyone. The leading high quality catalogue in the United Kingdom is the perfect place for you to find what you’re looking for.
Ideal for the arm chair shopper, Fifty Plus has a great catalogue that delivers their products to customers right to their very door. If you don’t like something or it doesn’t fit, you will have fourteen days to return it and get a full refund. In today’s economy, very few places offer this kind of a refund policy.
With their own credit card, you can be approved online and from the comfort of your own home. Providing your meet all of the requirements on the application, you can be approved for your credit card and start purchasing products immediately from their online site. To be approved however, you’ll need to be at least 18 years old and be able to show a way you can repay it such as providing your income information from your place of employment.
Thanks to modern technology, you can access your account online and order any time of the day or the night. You can make a payment, see what your balance is, know your amount of available credit and any other business activities concerning your account you may wish to know.
If you do not make your payments on time your card will be frozen and you won’t be able to purchase any more items until you pay off your balance. Also, you may be assessed a charge for late fees or returned payment fees. If you find you can’t make a payment, call immediately and make appropriate payment arrangements to keep your account in good standing. Don’t purchase anything else until you’re able to get this paid.
A branch of JD Williams, Fifty Plus was founded in 1875 by James David Williams and has quickly grown to become a leading fashion catalogue in the UK today. As their growth increased, they become more and more popular and slowly added to their line until they became the catalogue company as it’s known today.
Today, Fifty Plus is one of the most well known and successful home shopping catalogues with over 2 Million customers and employing more than 4,000 employees.